I think I live the life of a crazy person. Luckily, my wife is too, so at least I don't feel alone. I am twenty six. Unbelievably young by some standards. But also old enough to have two kids and a mortgage by now. Heck, if I lived in the middle ages, I'd be middle aged. Every single one of my friends are doing the smart thing. They have normal, steady jobs. They are buying homes and building equity. They are starting families, and boy, are babies cute. They enjoy the finer things in life, like air conditioning, fireplaces, and cable TV. My wife and I enjoy none of these things, and …